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While politicians debate retirement age during the election campaign, many homeowners from Frederiksberg, Copenhagen, and Gentofte now have so much home equity that they can stop working more than 10 years before others.

Many homeowners in Copenhagen can retire over 10 years early

Illustration: Mads D'Alterio Djervig
Illustration: Mads D'Alterio Djervig
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Imagine you are 45 years old and bought a house in Frederiksberg 10 years ago. You haven’t done anything to the house other than live in it, and you’ve had full interest-only payments on the mortgage – yet the house has increased so much in value that you can sell it today for several million in profit.

The profit is so substantial that if you invest the equity and move into a rental, you have enough to stop working at 52 – and live off the proceeds from the house sale until you reach the state pension age of 70. Oversættelsesdisclaimer

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